You Live Where? Why?

That is the most frequently asked question when anyone hears that I live in the Poconos and work in New York City. I sometimes don’t even say the truth, to avoid answering the same string of questions and explaining my life decisons to strangers.

Ankara High-Slit Skirt
Ankara High-Slit Skirt

Here’s the thing. When I had Caleb I wanted to be as hands-on with him as possible and to lessen the financial burden, we decided to give up our apartment and move in with Ade’s parents. This would save us from paying rent and some bills and provide a support system for young Mom Karese.

Ankara High-Slit Skirt

No shade to my in-laws, but after a while living there was no good for me. I wanted my own space. We wanted our own space. Now a family of four, we had outgrown the space we were in. A New York City two bedroom apartment was not something we wanted. New York rental prices are kind of ridiculous, for the price of that kind of apartment we could pay mortgage somewhere else.

Ankara High-Slit Skirt

Knowing my parents were already in the Pocono area made the decision to move there easier than expected. Couple that with the insanely affordable prices on houses, we purchased our first home in 2013. I say first home because I would like to move into a bigger house by 2021. Sometimes you have to make huge sacrifices to build the life you want, and live how you desire. At the end of the day, the selling points were: affordability, space, the backyard, proximity to schools and family. Also, still being able to commute easily to New York City for work.

Ankara High-Slit Skirt
Ankara High-Slit Skirt

When purchasing a house you need to make sure your credit is in good standing. Every deposit made into your bank account must be documented legally, there were times I would deposit cash into my account and I had to explain those transactions. Good advice I was told was to always have 2-3 months of your mortgage payment in a savings account, in case of emergency. It is not easy, owning a home comes with huge responsibility. Every leak, crack, repair is on you. There isn’t a landlord or super to call when you have a problem. Often times, shit will start falling apart when you don’t have the cash on hand, that’s where good credit will come in handy again.

Ankara High-Slit Skirt
Ankara High-Slit Skirt

Coming from humble beginnings, I have never been one to live beyond my means. I do not regret the decision to move two hours away from the city, because I know the kids have a better quality of life here. The winters are for sure a thing to deal with, but could I afford this in New York or New Jersey? We prob could if we were reallllllly strategic with our money, but would there be enough to add to savings? Property taxes are also a thing you have to factor in, compared to New Jersey, our property taxes in Pennsylvania are pretty affordable.

Ankara High-Slit Skirt

You never know what the future holds and sometimes you have to sacrifice at the moment for the bigger picture. My home is mine! If I had to do it all over again, I would! What decision(s) have you made in your life that you have to constantly justify to others? Thanks so much for reading, stay chic!

Follow:

2 Comments

  1. March 28, 2019 / 4:47 pm

    Great post Karese! It makes a lot of sense to me! I hate having to justify why I’m a single 34 year old women with no kids! It’s becasue I am! Lol People don’t feel like not meeting the right guy yet and not wanting kids out of wedlock is not a good enough reason. I stopped explaining myself years ago and just allow them to come up with their own ideas. They do it anyway.

    • March 28, 2019 / 6:59 pm

      Thanks so much for reading Amerika! That is literally the worst thing having to justify as a Woman. Keep doing you boo, you are living your life on your terms. NO one can question that!

Leave a Reply

Your email address will not be published. Required fields are marked *

WP Facebook Auto Publish Powered By : XYZScripts.com